TansorPay

Category: FinTech | Digital Payments | Biometric Authentication | UPI Infrastructure

Startup Summary 

TansorPay is building India's first face-based UPI payment platform that enables customers to pay without a phone or physical card. By combining facial recognition with RBI-compliant two-factor authentication on existing NPCI UPI rails, TansorPay reduces checkout times to under three seconds while improving convenience for consumers and increasing throughput for merchants.

First Byline: Pay with your face. Phone-free. Instant. Secure.

Second Byline: India's first device-free UPI checkout powered by facial recognition and RBI-compliant authentication.

Highlights 

• Device-free UPI payments using facial recognition.

• Checkout completed in under 3 seconds.

• Built on existing NPCI UPI infrastructure.

• RBI-compliant two-factor authentication using face recognition and PIN.

• Solves payment failures caused by dead batteries, forgotten phones, and QR scanning delays.

• Designed for high-volume merchants including QSRs, supermarkets, hospitals, transit, and retail chains.

• Working MVP with successful internal face-payment transactions.

• Scalable SaaS and transaction-fee business model.

Team 

• Manish Shah – CEO

7+ years in project management and execution.

AI & ML programme participant at IIT Patna.

Member of Bombay Founders' Club.

Founded TansorPay after experiencing payment friction firsthand.

• Firdose Tabassum – COO

Leads operations, compliance, and merchant onboarding.

Expertise in RBI, NPCI, UIDAI, and DPDPA regulatory frameworks.

Drives business development and pilot deployment.

• Rahul Tomar – CTO

Leads biometric technology and platform engineering.

Built the facial recognition stack using InsightFace and FAISS.

Developed FastAPI backend, Flutter application, and payment terminal integration.

What They Do 

TansorPay provides a biometric payment platform that allows customers to complete UPI payments using only facial recognition and PIN verification. The solution integrates with existing UPI infrastructure and enables merchants to offer fast, contactless, device-free checkout without creating a new payment network.

Pain Points

• Customers cannot pay when their phone battery dies or the device is unavailable.

• QR code scanning and app navigation slow checkout.

• Long queues reduce merchant throughput and customer satisfaction.

• High-frequency retail environments lose revenue due to payment delays.

• India processes billions of UPI transactions monthly, yet there is no device-free payment experience.

Solution 

TansorPay delivers a secure facial recognition payment system:

• Customers register once by linking their face with their UPI ID.

• At checkout, the terminal recognizes the customer's face.

• The customer confirms the payment with a secure PIN.

• The payment is processed through existing NPCI UPI rails using RBI-compliant two-factor authentication.

• The transaction is completed in less than three seconds, eliminating dependence on phones, QR codes, or cards.